There is more than one way to cover your car

When you buy a car whether it is new, or used it generally comes with a type of coverage that protects it from worn parts and service. This is called a warranty and these come in a variety of shapes and sizes depending on the dealership you purchased the vehicle from. There are always ups and downs with a warranty so knowing what it covers is always best up front before you decide to purchase it. Read reviews of aftermarket car warranties before purchasing one at the dealership. Most vehicles automatically come with an auto warranty that might be limited to what it will do.

The difference between insurance and a warranty

While many people think that a vehicle warranty is no different than having insurance they would be wrong. Insurance is there to cover your car, as well as driver and sometimes passengers in the case of an accident. This gets you back on the road and where you need to be in physical shape. But when your car is getting regular maintenance and something breaks in the engine or on the car itself this is where a vehicle warranty is needed. This warranty covers service and parts that get worn out on your car due to normal wear and tear and don’t cost you anything but the time it takes to have the repair done. There are premium costs involved depending on the warranty of the vehicle however.

New car warranty versus used car warranty

A used car has limitations on what will and will not be covered based on the age of the vehicle. If the car happens to be less than five years old it might still qualify for a limited dealership warranty which covers major engine work. If it is older than that, the dealership might only provide you with a thirty to ninety day coverage in which case after that you are on your own and responsible for your own repairs.

Reading auto warranty reviews will tell you to purchase your vehicle new so that you can enjoy the full benefits of a long term warranty which includes services such as oil changes and tire rotation. A new car warranty is purchased or added onto the car when you purchase the vehicle, and covers many engine parts and basic parts that will keep the car in operational condition. They will not cover body damage or additional parts such as stereo or speakers in the car. The only downside to a new car warranty is that you are required to take it to the dealership for all service and work if it is needed. While this may not seem like anything bad, it can take up to ten times longer to get your car serviced rather than a corner auto repair place. So you trade time for coverage in the process.

Which warranty is right for you

Car warranty reviews will tell you that if you are a new car owner go with the longest warranty that they have to offer. The problem might be on whether you are going to have the car that long or not. A ten year warranty is a waste if you trade it in within five years. A full car service warranty is better for your wallet as most engine work is covered with little to no out of pocket expense on your part. On average most people take a three to five year warranty often trading the vehicle or selling it within a year of the warranty expiring. Always read the fine print for any auto warranty and be sure it has everything you are looking for before you sign your name to it.